Property owners in the city of Cambridge pay their taxes according to interim tax billing deadlines. This applies to owners of the following types of properties: 

  • Residential
  • Farmland
  • Commercial
  • Industrial
  • Multi-Residential

Learn about tax rates in the city of Cambridge.

Interim tax billing

Interim tax billing occurs in late January. Payment installments are due the first working days of March and May. Based on the previous year's taxes, the amount of your interim tax bill is usually about half of the total taxes billed for the previous year.

Final tax billing

Final tax billing occurs in late May. Payment installments are due the first working days of July and September. The taxes for this bill include any changes to budget requirements for the City of Cambridge, the Region of Waterloo, the Waterloo Region District School Board and the Waterloo Catholic District School Board.

Business Improvement Area (BIA)

Property owners in a Business Improvement Area (BIA) within the city of Cambridge are now responsible for paying the BIA levy. Contact the BIA office for more information.

Supplementary tax billing

You may receive a supplementary tax bill when the value of your property increases due to a change, such as:

  • An addition to the house
  • The construction of a swimming pool
  • The construction of a new building or a change in the class of the property.

The change can be backdated to when the change occurred, to a maximum of three years.

Some important facts about supplementary tax bills include:

  • Supplementary taxes are in addition to other bills that you receive throughout the year
  • Your supplementary tax bill can be due at any time during the year
  • Your supplementary tax bill may be due with as little as three weeks' notice
  • You can pay your supplementary tax bill in only one installment

You'll only receive a supplementary tax bill once the Municipal Property Assessment Corporation (MPAC) assesses your property and once the City of Cambridge receives that assessment information. There is no exact timeframe associated with this process.

Learn more about property assessments.